What is Identity Theft?

Identity theft is the theft of your personal financial information, and using your ID to taker over your bank accounts, credit cards etc. The criminals steal your information to withdraw money from your accounts, apply for and get huge loans, make purchases you will have to pay for, and conduct other crimes using your own money.

If you are still doubtful about the possibility and reality of such crimes, think what consequences it may have on a life of an individual: money's stolen, no loan opportunities - as your credit history is ruined. And as a result, your life might become a complete mess, and it can take years to recover your name.


Identity Theft Protection services

There are a few companies that provide diverse high-quality services to protect you from such kind of crimes. Generally speaking, there are a number of ways to secure your personal information, so have a look at what they offer.


LifeLock $10.00/ mo
$100.00/ yr
credit reports Sign up now
Fraud alerts
Remove from pre-approved credit card lists
Free credit reports
$ 1 000 000 to recover your name
 
Equifax from $4.95/ mo credit reports Sign up now
A few packages:
Credit Watch Gold and
Credit Watch Silver
Daily/ weekly alerts of key changes
Credit reports
Identiy Theft Insurance (up to $20,000)
 
MyFico $4.95/ mo $49.95/ yr credit reports Sign up now
TIMELY alerts
Easy-to-read view
Watch your FICO score
 
TrustedID $12.95/ mo $109.95/ yr credit reports Sign up now
$1 million guarantee
CreditLock
Credit report evaluation
ID Theft Specialists
Stop pre-approved credit card offers
Credit card monitoring
 

LifeLock

Sets fraud alerts on your behalf
Removes from pre-approved credit cards
$1 000 000 coverage to recover your name

Learn more


Equifax

Major credit bureau
Daily alerts of key file changes
Up to $20 000 free identity theft insurance

Learn more

MyFico

Controls important changes to your reports
FREE 30-day trial
Provides TIMELY alerts

Learn more

TrustedID

$1 000 000 insurance
LIVE ID theft support
2 minutes to sign up & protect your identity

Learn more


Am I in danger?

Everyone is. Identity thieves use different (offline/ online) methods to steal your personal information getting it primarily from some public records, credit history, online transactions. Or this can happen through your lost or stolen wallet, check or credit card, mail, part of transaction, PC spyware, PC viruses, hackers, fake e-mails etc. The statistics show that the majority of identity thefts are conducted by friends, relatives, neighbors, employees, so you see that nobody is insured.


How to avoid Identity Theft?

Secure your mail
Use one of the above recommended identity theft protection services
Secure the tools you are making payments with
Increase the security of your computer

Am I already a victim?

Remember, the earlier you detect the crime the simpler it will be to avoid the damage.

Identity Theft Protection Services are of great help to fight against this crime of XXI century. If you make up your mind that you do not need protection kind of services reviewed here, keep your head up for any signs of possible identity theft.

When you check your bank and credit card balances make sure there are no suspicious transactions. If you do not have access to the Internet, carefully review your paper statements for bank accounts in order to look for unusual transactions. If you are constantly receiving phone calls from some shops to confirm purchases you have never made, you might be a victim of Identity theft. If you are turned down for a credit unexpectedly, this might be a result of Identity theft as well.


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